In the recent case of Hubbard v Bank of Scotland both the first instance judge and the Appeal Court decided that the mortgage valuation surveyors Colley’s were not liable to the claimant Mrs Hubbard, due to the limitations of a Mortgage Valuation.
This is a reminder to all that a mortgage valuation is in no way a substitute for a building survey, which should be booked as early in the transaction as possible.
Anyone who thinks “I’ll see what the mortgage valuer says first” runs the risk that if the valuer says nothing or even if they are wrong, the buyer may have no recourse.
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In a recent case Hubbard v Bank of Scotland (trading as Colleys Surveyors) [2014] the Court of Appeal upheld the decision that a building society or bank valuation is a very limited inspection.
During a valuation for the Bank Of Scotland, Colleys’ surveyor
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In 32 years as a Chartered Surveyor Steve Cornish thought he had seen it all. But whilst completing the building survey of a Grade II listed hotel last week for a commercial property client, look what he saw! “The teeth ...more...
Woodward Chartered Surveyors played host to hundreds of visitors on Sunday 4th May for the Harrow on the Hill May Day Festival.
Themed this year on Edwardian Harrow on the Hill, the community and visitors were treated to a fabulous toe tapping 30 piece brass band, Morris Dancers, all manner of kids entertainment including magician Michael Gee and a classic Punch and Judy show. Jonathan Edwards took .... more
Hertfordshire based Chartered Surveyor Douglas Snell has joined the 7 Surveyor strong team at Woodward Chartered Surveyors. Doug will ... .more ...
What is a week like for the region’s leading firm of residential Chartered Surveyors?
Well, last week was busy as usual for the team at Woodward Chartered Surveyors.
Stephen Cornish FRICS was inspecting flats for Lease Extensions in Stanmore, Harrow Weald, Northwood, had two Party Wall inspections in Northwood and one in ... more .....
If you have an external wall that is beginning to resemble a block of Swiss Cheese with holes in it, you may have an infestation of Masonry Bees.
In a recent survey of a house in Hertfordshire, Chartered Surveyor Steve Cornish found just that, an external wall with many holes of between 5mm and 10mm in diameter and 15mm to 25mm deep. Another home owner said they had 70 to 80 such holes appear in one elevation. ... more....
This month’s Chartered Surveyors meeting at Woodward Chartered Surveyors in Harrow focused on the use of lime as Lime render, Lime pointing, Limecrete, Lime wash, and many other uses.
Kevin Nind of specialist firm London Building Renovation was in the chair and brought samples, examples and a wealth of knowledge in period property renovation and restoration to the meeting. more....
We really wanted to know what our customers think of our service, survey and reporting. And you told us. in a five star rating we achieved ...more....
The ultra experienced Chartered Surveyor Mike Weaver FRICS has joined the growing team of top Building Surveyors at Woodward Chartered Surveyors in Harrow. more ...
When housing subsides, the subsidence needs to be stopped before the property is damaged further. In the past, it was standard practice for underpinning to be carried out. That is the support of the building’s foundations by introducing strengthened foundation base to carry the loads of the existing building. Nowadays, underpinning is specified by building insurers only in the most serious of cases. more ....
We have all seen double glazing panels that are misted between the panes of glass, but how many have a fish tank in their patio door! more.......